These can include poverty, unemployment, and lack of good quality, affordable housing. More people are now at risk of becoming homeless as a result of the financial crisis which has impacted on the most vulnerable in society more than any other section of the population. More people are now experiencing poverty and it is becoming more difficult for people to get out of poverty.
Lack of affordable housing and barriers preventing people accessing housing in the private rental sector has made it more difficult to secure accommodation. This is not only causing homelessness it is also preventing people from leaving homelessness.
This can include mental illness, learning difficulties, problematic alcohol or/and drug use. If a person has one or more of these problems, they may find it difficult to manage the home they are in or it may lead to other problems such as losing job and inability to pay mortgage/rent or relationship breakdown and have to leave the home.
Most often, it is the occurrence of a combination of these factors at the same time that result in a person becoming homeless. For example, if someone lost their job and their relationship broke down, they may have to leave the family home but not be able to afford to rent alternative accommodation.
People who have lived in foster care and young people leaving care are at high risk of becoming homeless. Also people leaving prison or mental health institutions with nowhere to go to on their release/discharge can end up homeless.
Services need to ensure that when people are leaving institutional care that they have a place to go.
This can include an abusive relationship or family breakdown. Either way, one or more people may need to leave the home and may have nowhere to go.
Death in a family can also be a cause of homelessness as the person may not be able to afford accommodation on one income.